Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.

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Frequently Asked Questions:

What is “Annual Percentage Rate” – APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. As loans can vary in terms of interest-rate structure, transaction fees, late penalties and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can easily compare to rates charged by other lenders. Because FinnFox does not provide loans itself, it is important to contact the lender you are connected with directly to obtain the specific details of your loan agreement.


If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

Representative Example

AmountPeriodAPRMonthlyTotal Paid
$2,00012 mo24%$189.12$2,269.44
$4,00024 mo12%$188.29$4,518.96
$6,00036 mo12%$199.29$7,174.29